Open-Access Financial Engineering

Explore interactive mathematical models, real-return compounding calculators, and institutional market research—free and accessible.

INTERACTIVE ENGINE REAL-RETURN MODEL

Calculate actual purchasing power growth after subtracting realistic inflation drag.

Expected Annual Return: 12.0%

Estimated Inflation (CPI): 6.0%

Net Real CAGR +5.66%

10-Yr Purchasing Power Delta +73.4%

LOCAL-FIRST APPLICATION 100% PRIVATE

Zero tracking, zero cloud storage. A private in-browser environment for tracking personal cashflow and liquidity.

Client-Side LocalStorage Encryption

Dynamic 50/30/20 Allocation Balancer

FI/RE Milestone & Exit Trajectory Engine

ALLOCATION MATRIX PORTFOLIO SPLIT

Calculate balanced risk-adjusted deployment across equities, debt, and liquid reserves.

Monthly Capital: ₹50,000

Equities / Index (60%) ₹30,000

Fixed Income / Debt (25%) ₹12,500

Hedging / Gold (15%) ₹7,500

QUANTITATIVE RESEARCH OPEN ARCHIVE

Data-backed macroeconomic essays and valuation frameworks for systematic investors.

Analyzing 27 years of index returns against real consumer inflation metrics.

A quantitative framework for identifying capital-efficient compounding businesses.

Structuring cash buffers to eliminate forced liquidations during market corrections.